Fortune Valley in Need for Speed Payback is based on Las Vegas, Nevada.
The game presents Fortune Valley as a fictional open-world region built around Silver Rock, a neon-heavy casino city. Its setting draws strongly from Las Vegas: casinos, desert highways, dry mountain landscapes, and a powerful gambling underworld all shape the atmosphere. The city is not a one-to-one recreation, but the inspiration is unmistakable.
Fortune Valley also gives the campaign its central conflict. The House, a cartel controlling the region’s casinos and racing scene, becomes the target of Tyler Morgan, Mac McAllister, Jess Miller, and their mechanic Rav. That casino-centered plot reinforces the Las Vegas connection rather than pointing to Los Angeles, Denver, or Phoenix.
Need for Speed Payback was developed by Ghost Games and released in 2017 for PlayStation 4, Windows, and Xbox One. It followed the 2015 Need for Speed reboot and preceded Need for Speed Heat. A common mix-up is treating Fortune Valley as a real city; it is fictional, with Las Vegas serving as its real-world model.