What is the name of the fee charged when using a credit card to withdraw cash?

The fee charged when using a credit card to withdraw cash is called a cash advance fee.

A cash advance is borrowing against a card’s credit limit rather than paying a merchant for a purchase. Cardholders typically obtain one through an ATM, bank teller, convenience check, or certain cash-like transactions such as casino-chip purchases.

Cash advances are usually more expensive than ordinary purchases. Issuers commonly charge a percentage of the amount withdrawn, often around 3% to 5%, sometimes subject to a minimum fee. Interest generally begins accumulating immediately, rather than after the purchase grace period.

A cash advance fee is different from an annual fee, which covers card membership, and a late payment fee, which follows a missed payment. The amount and terms vary by issuer and card agreement.