In the film Groundhog Day, what is the name of the insurance salesman who repeatedly meets Phil?

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In the film Groundhog Day, the insurance salesman who repeatedly meets Phil is Ned Ryerson.

Stephen Tobolowsky plays Ned, an aggressively cheerful former schoolmate who approaches television weatherman Phil Connors during the repeated February 2. Ned’s rapid-fire greeting and sales pitch become one of the film’s most recognizable comic sequences, especially because Phil encounters him again and again as the time loop resets.

Ned is not the film’s protagonist or a colleague from Phil’s television station. Phil is played by Bill Murray, Rita Hanson by Andie MacDowell, and Larry, the cameraman, by Chris Elliott. Ned’s occupation is important to the gag: each encounter begins as an unwanted insurance solicitation that Phil gradually learns to anticipate.

Groundhog Day was released in 1993 and was directed by Harold Ramis, who co-wrote it with Danny Rubin. Tobolowsky’s performance helped make Ned one of the movie’s memorable supporting characters, while the repeated encounters illustrate how Phil’s attitude changes as he learns to use the loop differently.

Source: Wikipedia · fact-checked Sept. 2026

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