Which currency is used by the euro area and has the ISO code EUR?

The story behind the answer

The currency used by the euro area and assigned ISO code EUR is the euro.

The euro was introduced as an accounting currency on 1 January 1999, when exchange rates between participating national currencies were fixed. Euro banknotes and coins entered circulation three years later, on 1 January 2002. The currency is managed within the Eurosystem, comprising the European Central Bank and the national central banks of euro-area countries.

The euro is used by the countries that form the euro area, but not every European Union member uses it. Denmark has an opt-out, while several other EU members have not yet adopted it. The euro is also used officially by some non-EU states and territories, including Andorra, Monaco, San Marino and Vatican City under monetary agreements.

EUR is the euro's three-letter ISO 4217 code. The symbol is €, and one euro is divided into 100 cents.

Source: Wikipedia · fact-checked Sept. 2026

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