In what year did the United Kingdom introduce compulsory motor insurance?

The story behind the answer

The United Kingdom introduced compulsory motor insurance in 1930.

The requirement came through the Road Traffic Act 1930, a major statute introduced by Transport Minister Herbert Morrison. It required motorists to carry third-party insurance protecting other people from liability arising from the use of motor vehicles.

The law was part of a broader attempt to regulate rapidly increasing road traffic. The same Act addressed dangerous and careless driving, drink-driving, vehicle standards, public-service vehicles and the Highway Code. Its Royal Assent was given on 1 August 1930, although different provisions came into force on different dates, with some insurance-related changes taking effect in 1931.

A common mix-up is confusing the Act’s enactment year with the date every provision became operational. The quiz asks when the United Kingdom introduced the compulsory-insurance law, so 1930 is the standard answer. Modern compulsory motor insurance rules are now principally associated with the Road Traffic Act 1988.

Source: Wikipedia · fact-checked Sept. 2026

Add question to a list

Choose a list to keep this question in: