What U.S. state was the first to adopt a no-fault auto insurance system?
Answer
Massachusetts
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What U.S. state was the first to adopt a no-fault auto insurance system?
Answer
Massachusetts
What is the term for the percentage of premiums that must be spent on medical care under the Affordable Care Act?
Answer
Medical loss ratio
What is the term for the process where an insurance company transfers part of its risk to another insurer?
Answer
Reinsurance
What is the name of the database used by U.S. insurers to share information about claims history?
Answer
Comprehensive Loss Underwriting Exchange
What is the term for insurance that covers the cost of legal defense for professionals against negligence claims?
Answer
Errors and omissions insurance
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What is the name of the database used by U.S. insurers to share information about claims history?
Answer
Comprehensive Loss Underwriting Exchange
What is the term for insurance that covers the cost of legal defense for professionals against negligence claims?
Answer
Errors and omissions insurance
What is the term for the maximum amount an insurer will pay for a covered loss?
Answer
Policy limit
Which insurance company is known for its 'Flo' mascot?
Answer
Progressive
What type of insurance covers damage to your car from a collision with another vehicle?
Answer
Collision coverage
What is the term for the person who owns an insurance policy?
Answer
Policyholder